Loan and Deposit Rates Medical Community Credit Union

ALL rates listed are with
AUTOMATIC PAYMENT
(Direct Deposit, Payroll deduction,
ACH, Checking Transfer)

Add .25% to the loan rate if repayment
is not an Automatic Payment

Rates quoted begin at or as low as:

Share Rates

3.11% 3.15% APY 6 months

2.72% 2.75% APY 12 months

2.82% 2.85% APY 18 months

2.87% 2.90% APY 24 months

3.21% 3.25% APY 36 months

Effective 3/24/08

Personal Loans

9.9% APR up to 36 months

(APR) Annual Percentage Rate

Final Rate based on credit history

$2,500 or 10% of gross annual income not to exceed $5,000

Share Secured Loans

6.49% APR 36 months

(APR) Annual Percentage Rate

Vehicle Loans

24 months 5.50% to 16.00% 36 months 5.75% to 16.25% 48 months 6.00% to 16.50%

(APR) Annual Percentage Rate

72 months: minimum loan $20,000

60 months: minimum loan $15,000

48 months: minimum loan $10,000

Home Equity

6.50% APR 60 months

6.75% APR 84 months

7.25% APR 120 months

Min. $3,500 Max. $50,000

95% of current property value per tax statement or 90% or certified appraised value

Home Improvement

7.50% APR 60 months

7.75% APR 84 months

Min. $3,500 Max. $50,000

90% of property value per tax statement

(APY is defined as Annual Percentage Yield.)
(APR: Annual Percentage Rate)

(All rates are subject to change without prior notice. These rates replace previously psoted rates.)

Loan Application